Employment Policy Manual In Ontario – Why You Need It

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An Employment Policy Manual, also referred to as an Employee Manual or Employee Handbook, is a document that clarifies and communicates the issues that relate to the employer/employee relationship. It usually does not address job specific issues.

It presents many of the rules and regulations of the workplace, many of the terms and conditions of employment, and is an important part of the employment contract.

Many of the policies presented in the Manual will be based in legislation and common law. Your policy statements must conform to the laws of your jurisdiction. Keep in mind that you cannot contract out of your obligations under legislation. In some circumstances, you can contract out of obligations under common law.

The Employment Policy Manual must be written in a way that ensures that it is not vulnerable to misinterpretation. It must be written in a way that is understandable by all employees who are impacted by the contents of the Manual. Manuals written in confusing ‘legalese’ will usually be difficult for many employees to understand. I usually suggest that the Manual should be written at a level that is understandable by anyone who is functionally literate in English.

Poorly written policies, which are confusing or open to misinterpretation, can be worse than no policies at all.

Why You Need It

A well-written Employment Policy Manual will clarify many of the expectations within the workplace. It will also minimize your risk of facing expensive litigation, such as a wrongful dismissal or a constructive dismissal lawsuit, by ensuring that your current employment practices conform to current employment-related legislation. It is like an insurance policy.

If you should find yourself facing a judge defending yourself against an employment related lawsuit, the only reasonable defense that will work for you will be based on the documentation that you can provide that clearly shows due diligence on your part. The Employment Policy Manual, along with a clear ‘paper trail’ of disciplinary notes, etc., will be an important part of that due diligence defense.

From the point of view of your employees, both current and prospective, the Employment Policy Manual will clarify much of what is, or will be, expected of them during their employment. It will also clarify and communicate what they can expect of you, their employer. The best employees will be looking for employment with organizations that present their employment practices in a clear and confident manner.

Ideally, the workplace expectations should be clearly communicated before the employment relationship is established. A copy of the Manual should be given to the prospective employee as part of the employment contract.

Posted in: Employment \ Tagged:

All Such Business Transactions Carried Out Through Internet Is Called E Commerce

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Ecommerce is the way of conducting of business communication and transactions through computer networks. Ecommerce is the buying and selling of goods and services, and the transfer of funds through digital communications.

Ecommerce is precisely correspondent to a market place in the Internet. Ecommerce mainly comprises of the buying, selling, distributing, servicing and marketing of products on the Internet and other computer networks. It involves online marketing, e-marketing, online transaction processing, electronic data interchange (EDI), electronic funds transfer, and supply chain management, automated inventory management systems, and automated data collection systems. Presently, it is one of the most important features of the Internet. Ecommerce is exchange of goods and services electronically with no barriers of time or distance. Over the last five years, Ecommerce has expanded very quickly and is expected to proceed further at this speed or faster.
The boundaries between the “electronic” and “conventional” commerce is gradually disappearing as more and more businesses shifting sections of their operations onto the Internet.

Ecommerce or Electronic commerce between businesses is referred by Business to Business (B2B) either than between a business and a consumer. Rather than customers or suppliers, B2B businesses mostly deal with hundreds or even thousands of other businesses. Vast competitive advantages over traditional methods are provided by carrying out these electronically transactions. Ecommerce is often cheaper, faster and more convenient than the traditional methods of trading services and goods, when properly implemented.

In Electronic Data Interchange or EDI form, electronic transactions have been around for quite some time. Each customer and supplier is required by the Electronic Data Interchange to set up a dedicated data link. To set up multiple and ad-hoc links for companies e-commerce provides a cost-effective method. Development of electronic marketplaces led by Ecommerce brings together the potential customers and suppliers to conduct mutually beneficial trade.

Posted in: Business \ Tagged: ,

Advantages Of Using Promos In Your Business

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Promos are considered one of the most effective and cheapest means for marketing. Corporate gifts or promos are not very expensive and can be less than a dollar as well. According to the reports of an Advertising Specialty Industry, around 56% of people keep the promos, while 58% of the people remember name of the company printed on the promos. Promos are cost-effective means of advertising brand image of your business. This article discusses about some useful tips on how you can make the most of promos for a campaign.

You should be aware of the wants and desires of your prospective clients:

Promos that you use must be market driven. It is very important customers appreciate the promos that you give out; as this will help you increase your customer base. Therefore, what you can do is, make the promotional products the way your clients expect them to be. You will have to spend time conducting research, when it comes to determining the right promos.

You must be very cautious all through the process, because business organizations have the tendency of losing their core message in their attempt to target niche audiences. Your brand identity must be clearly expressed in advertising merchandise so that people wont have any problem getting the message you want to promote.

Remember less is more:

You should keep in mind the concept of less is more while designing promos for marketing. You should keep the text and color to the minimum to attract attention of prospective clients. Too many colors and words tend to make the promos look messy and chaotic. There is amazing elegance in simplicity and this helps you effectively project your business message to your clients. Untidy presentation shows lack of professionalism and leaves behind a negative image in minds of the clients.

Many consider bargaining or haggling a desperate act in business. It is actually a business negotiation process that a wise entrepreneur does to cut down the overall cost. Once you are aware of the basic negotiation skills, you will be able to save substantial amount of money.

Some of the commonly used promos include T-shirts, pens, gym bags, mugs, and other useful pieces of merchandise. Targeted promos for your customers generate more sales and help attract attention of clients to your site. Make sure to give out good quality freebies, as your company image will crumble down when you offer cheap promos.

Using promos for marketing is one of the most affordable means to increase your profit margins and improve your business. So, keep in mind the three useful abovementioned pointers and create a brand image of your business with promos or promotional gifts. You will be amazed to take your business products and services to an altogether new height with such promotional items.

Posted in: Business \ Tagged:

Book Review The General Theory Of Employment Interest And Money by John Maynard Keynes

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It seems that most editorials about John Maynard Keynes are have an tremendous political slant and are generally done by those who have never even read this book. Primarily they are against his core conclusion that broadened government participation is required in the economy for stabilization functions. The key to comprehending Keynes is the idea that at unique times in the business cycle, an economy can become over-productive (or under-consumptive) and consequently, an agressive spiral is started that results in considerable layoffs and cuts in production as businesses try to balance aggregate supply and demand.

Thus, full employment is simply one of several or multiple macro equilibria. If an economy reaches an underemployment equilibrium, something is necessary to enhance or spark demand to generate full employment. This something could possibly be business investment but The General Theory Of Employment states because of the logic and unique characteristics of investment choices, it is less likely to rapidly reestablish full employment.

Keynes logically seizes upon the public budget and government expenditures as the shortest way to restore full employment. Borrowing the money to fund the deficit from private households and businesses is a fast, direct approach to restore full employment while at the same time, redirecting or transfering off the funds from the private sector which prompted the over-production in the first place. This book is essential to understand modern economics.

There are many things The General Theory Of Employment and Keynes was right about as well as completely wrong about. However, understanding his perspective is important when weighing alternative viewpoints. It is also important to compare his ideas with the actions of governments. You will at times see massive deviations from his theory into areas that he never suported to such extent that he wrote an open letter to FDR protesting his actions while trying to recover from the Great Depression.

About the Author: Walter provides over a decade of market information, economic knowledge and other great book reviews on his website http://bidhitter.com.

Copyright 2010 BIDHITTER

Posted in: Employment \ Tagged: , , ,

Properties Karnal – Property Investment Consistently Rising

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With rising income levels people today have surplus money to invest in real estate. Compared to other investment avenues, investment in property gives better returns over the same time period. There is a lot of development taking place in India even in Tier II cities like Chandigarh, Lucknow and Pune and smaller towns like Karnal, close to Delhi are also benefitting from this interest in real estate.

Properties Karnal enjoys great location as Karnal is on the main GT road, connecting Delhi to Chandigarh with the highway passing through it. It is barely a two hours drive from Delhi and also close to Chandigarh. Many prominent developers have launched projects for both commercial property and residential properties Karnal. Properties Karnal is a great destination for investment in real estate as the property prices are set to rise in the future with the development of the NCR region. Seeing it proximity to Delhi, the Haryana government has also sanctioned various infrastructure projects to improve the quality of life of the residents. The city has proper roads and good water and electricity supply that make it livable. Moreover Karnal offers a peaceful environment for living and still has great road and rail connectivity to Delhi and places in Haryana like Rohtak.

The rates for property are still affordable in Karnal and it makes to invest here especially for a second home. Since there are many industries in and around Karnal, there is a demand for housing for people who come from outside Karnal. In this scenario owning properties Karnal will fetch you good rentals. Moreover there is a huge demand for low cost homes from the local population and this has prompted developers to launch low priced housing projects for the rural population as well.

If you are not from Karnal but looking to invest in properties Karnal, it is best to do some research before making final decision. Visit online portals of real estate developers to get an idea of the location and prices of their upcoming projects. Consult a local broker who will give credible advice regarding the best option for investment in properties Karnal, depending on your budget. For commercial property, location and amenities matter if you have to get good rent. Compare cost, location and time for completion of different projects before you invest your hard earned money in residential or commercial properties Karnal.
So go ahead and invest wisely in properties Karnal today and you will get huge profits in the future.

Posted in: Investment \ Tagged: , , ,

How To Find A Career That Fits

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According to Forbes.com++, some surveys have found that 87% of
Americans don’t like their jobs. This probably isn’t surprising to you.
Whether you’re at a party or out to dinner… more often than not, it’s
one big gripe-fest, focused around the most loathed aspects of your jobs
and “who’s got it the worst at work.”

Work is a big part of life
so it comes up naturally in conversation. I find we often complain about
our jobs instead of singing our boss’s praises or something along those
lines–right?! There’s something about commiserating over the daily
toil and all the hardships we endure, that connects us and makes us feel
like we are all in the same boat.

But what if we connected over how much we enjoyed our jobs instead? What would that be like?

As
a certified career coach, that is my mission: to change the way people
feel about work; from seeing it as just a paycheck to having it be a
fulfilling, rewarding endeavor that is an extension of their purpose and
passion. That’s what this article is about: Finding a Career that FITS.

So let’s get started, to help you begin this process of finding a career you are passionate about…

First, take a deep breath. (That’s right, I’m serious!) Right
now, take in a long, deep breath to take some pressure off this
process. I know what happens when I am tense and tight – nothing flows.
When you’re tight, your thoughts tend to be restrictive, limited and
self-defeating. So release some of this tension if you have it, and
commit to allowing the process to flow. Breathe deeply and easily.
Permit your mind to consider new possibilities.

Because our jobs
are vitally important to us, we tend to take this so seriously that we
can end up becoming totally stressed out. Remember: there are unlimited
options out there, and income can be achieved in so many creative and
fulfilling ways!

So breathe, and realize that you can do and be anything.
As you feel yourself letting go of that nervous, negative energy, allow
your mind to open up to new alternatives. Acknowledge your career
situation; how did you get where you are today? Is it possible to
recreate that process and go in an entirely new direction for yourself,
your life? Of course it is. You did it before. You can do it again!

Once you’re aligned with the possibilities, trust
that you will figure this out and believe in yourself. You can find a
career you truly enjoy. I’ve helped many people do it and I’ve done it
myself. I have faith that you can do the same!

What are some ways you can remind yourself to believe and trust in your own abilities? Remember that people are relying on you this very minute.
You have earned trust at your place of employment. The very job that
YOU perform each day, helps one company bring in thousands, maybe
millions or billions. That is no small feat, by any means!

Give
yourself credit for what you currently do that people rely on you for.
Do you pay a mortgage each month? Has the state entrusted you with a
driver’s license? If other people have faith in you, isn’t it time you trusted yourself?
Who better than you knows what YOU excel at, and what type of career
you’re ideally suited for? Have faith in the choices you make. YOU can
do it, YOUR way!

Next, realize this is a process. Because
you’re probably relying on your current job to support yourself, you can
make the move gradually if you need to. Because you’re learning, the
course of your path may change along the way. You’ll figure it out.

The
process of reinventing yourself can take some time. Career transition
involves careful planning, and outlining of steps and procedures. Set
goals that are realistic yet also a stretch, so that you can step out of
your comfort zone and set yourself up for success. Take time to
consider the most important questions:

  • What do you enjoy most about the work you do now?


  • What are your greatest strengths?


  • What areas would you prefer to steer clear of in the future?


  • Who are the key people and resources you’ll need to help make your dream career manifest itself?


  • What about finances – will you be borrowing money, or dipping into your savings as a way to get the plan off the ground?


  • How can you manage your expenses to successfully make the transition without hurting your bank account?

If you’re starting to feel overwhelmed, not to worry.
There are qualified professionals who can help you “get to know yourself
all over again,” make the best choices, and prevent you from making any
hasty moves in your career that you may regret later. As a certified
career coach who has helped countless individuals discover the
profession that’s a perfect fit for them, I can help you make a positive
career change, one step at a time.

Because this is a process that usually takes time, I encourage you to start now.
Take action while you are feeling more stable, and not reckless or
impulsive. If you already are really unhappy and on the verge of
desperation, that’s okay too, but there are things you can do right now
to help yourself feel better and remain on steady ground with respect to
your career. If you’re reading this article, you’re taking the first
step… so pat yourself on the back!

One of the things I see people do is take a job that meets some of their needs, but not all of them. You need to consider all of the components to a satisfying career.
To learn about these components, and much more, you can purchase a
recording of my Love Your Job! Finding a Career that FITS Teleclass at http://www.halliecrawford.com/products.html.

If you’re serious about making a career change, you’ll need to create a transition plan
and set intermediate goals for steps you need to take along the way. In
another upcoming NCMA article, I will address this further. For now,
know that you need to create a plan, and mentally prepare yourself. Here
are four preliminary actions you can take immediately:

1. Commit yourself.
How committed are you to finding a career that fits, on a scale from
1-10? If it’s not at a 10, what do you need to do to move it up the
scale?

2. Learn to overcome obstacles. Obstacle 1: not
knowing what to look for in a job (so you take one that is “good enough”
that you don’t truly enjoy). Obstacle 2: your own disempowering
beliefs. Are you ready to move past/blow through these obstacles? I have
faith that you can do it!

3. Get support. I’m being
totally honest when I say: it really helps to have the support of group
or a career counselor to remind you to stay positive and focused. My
contact information is below if you’d like more information from me.

4. Claim your life.
There never is a perfect time to do this and you can always come up
with excuses/reasons not to. The key is to minimize the risks by getting
the support you need.

I myself was able to very successfully make
my career transition in large part because of my own coach. She helped
me create my plan, remain positive, move forward, identify what I wanted
to do, and overcome obstacles. You can do this, too. I encourage you to
take a stand for your life and what you want!

Isn’t it time you found a career that fits?

++ “Loving the Job You Hate,” Article date 12/1/05, accessed 10/2/06, author Scott Reeves (Article link: http://www.forbes.com/careers/2005/11/30/career-work-employment-cx_sr_1201bizbasics.html)

Posted in: Career \ Tagged: , ,

Being an Entrepreneur Versus Being a Small Business Owner

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With
the world still abuzz about Facebook’s recent initial public offering,
more and more college – and even high school – graduates might have
their hearts set on being the next great entrepreneur. But there might
also be graduates out there who want to take a more practical route and
start a small business.

Now
there is absolutely nothing wrong with entrepreneurs. They’ve helped
change and impact the world and have certainly made a substantial amount
of money. But for every Mark Zuckerberg, there are thousands of flops.
Before making any big financial decisions on what kind of career you
want to pursue, it’s important to understand the difference between
being an entrepreneur and owning a small business.

Small business
owners have many different objectives than entrepreneurs. First, small
business owners are seeking a regular income, while entrepreneurs seek
an exit value of their company or innovation. A small business owner is
looking for self-employment, while an entrepreneur is looking for
financial freedom.

And an important difference: small business
owners start and grow their business through bank loans, while
entrepreneurs depend on investors to gamble on their idea.

Small
business owners focus on their product or service and deliver it
consistently. Entrepreneurs are continually innovating and thinking of
the next product. They’re never satisfied with the status quo.

If
you work better concentrating on one thing at a time, you’re more fit
to be a small business owner. If you thrive on chaos, love action and
are willing to fail several times before hitting it big, maybe an
entrepreneurial route is the right one for you.

“Entrepreneurs
and (small) business owners have a different relationship with their
companies,” writes Gene Marks, a contributor for Forbes. “Entrepreneurs
view their companies as assets. Something to be developed, shaped and
readied for market. And then sold for a profit so that they can move on
to the next ‘big one.'”

One
of the biggest differences that Marks argues is that entrepreneurs
prefer their passion over making profits. Zuckerberg likely didn’t start
Facebook for the money and small business owners that make a high
salary may not like their job all the time, but both can be happy.

All
good business ideas need money to get started. A small business owner
develops a plan to not only make money for himself and his employees,
but also a plan to pay off his small business loan. Entrepreneurs have a
much harder task. They need to not only pay back their investors share,
but also help those investors make money. There is never a guarantee on
a great idea.

But that’s the difference between a small business
owner and an entrepreneur. The latter is willing to fail, while the
small business owner just wants stability.

There’s a piece of
legislation heading to the U.S. Senate called Startup Act 2.0 that aims
to improve the landscape for entrepreneurs. AOL co-founder Steve Case is
on a panel to help craft the legislation. In a recent article he wrote
for TechCrunch, Case writes, “Let’s urge our leaders in Washington to
defy the odds once again in 2012 so that our entrepreneurs can usher in a
new wave of iconic, American companies.”

Entrepreneurs attempt
to the defy the odds with each idea. Small business owners develop a
stable plan to improve their life and the community their business
operates in.

Posted in: Small Business \ Tagged: , , ,

Easy Forex Tips For Beginners

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If you are looking for simple, easy tips for Forex beginners, this is an article you shouldn’t miss. Forex can be tough when you’re just starting out, but don’t worry – it gets easier once you understand the very basics.

A lot of beginning Forex traders don’t know where to start their education, what is important, and what isn’t – in other words, they are suffering from information overload. New traders are confused about a lot of things – like whether they should choose automatic or manual trading, what are the important indicators, and what type of trading strategy they should use.se.

However, there are 3 things that you should learn as a beginner that will save you a lot of research time and perhaps even money.

1) Learn trend lines, support and resistance

These are the most important things you should learn about Forex – and these things alone can make you rich if you apply them properly. Trend lines are simple lines that you draw through price pivot points (the points where price was either supported or resisted by an area). If this sounds complicated – don’t worry, it is actually really easy. Support or resistance are even simpler – if the price reaches a level from which it is rejected (goes back down), it means it has encountered a resistance. Support is the same, only in other direction – the price goes down, encounters the support, and goes back up.

2) You don’t need every indicator to trade profitably

Even more, you don’t need any. If you choose to use one (and I urge you to start with just one), learn how it works, and even more important, learn under what conditions it doesn’t work.

Never base your trading off an indicator alone. All of them are lagging behind, that means, their signals are late. Indicators can be used, but never base your trading system on one, instead, use indicator as a supplement.

3) Always be aware of news releases and what’s going on fundamentally

At all times, you must understand the direction of general trend, and what’s going on fundamentally – which currency is perceived as the stronger one at the moment. You should also not trade during major news releases – because these tend to shake the market, and give false signals.

As you can see, these 3 tips are really simple, and while there’s a lot to learn about Forex, experienced traders agree, that these 3 tips are crucial to your success in trading currencies. Remember, learning to trade currencies isn’t that hard, but a lot of patience is required in order to learn to trade profitably month after month.

Fap Turbo

Posted in: Forex

Is Pipeline Forex The System For You

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Pipeline Forex states it can make you a lot of money , a system that will win 19 out of every 20 trades . But how accurate is that ?

The system is the brainchild of Ray W Schwartz and is derived from his flourishing techniques of making money by way of the FOREX markets. I imagined I would be getting a software system that was fully automated , but this was nothing like that . It teaches the old fashioned way and it works .
You do not need to be an expert on the FOREX market to use this system . My only knowledge was the FOREX market was used to buy and sell currencies . I wanted someone who would teach me to trade.

Ray came across a successful formula in his FOREX trading and this is the basis of Pipeline Forex – no mechanical robots to do everything for you . Ray states that using automated software simply does not work it is a waste of time and money . With this system both time and effort are needed to make it work . If you are the type of person that purchases things and then never spend any time trying to make them work then do not buy this system .

The thing I like about this system is it relies on tried and trusted methods and if you follow them you will be successful . This is a great product for anybody that will put in some energy and simply follow the instructions . In truth I was a little dissapointed that it was not an automatic system that did all the work for me. But in hindsight I understand why it would not work .

This product can be used by simply anyone . Someone who has never dabbled in FOREX before can pick it up and follow it just as well as someone who knows the markets .

One word of advice if you are a total newbie check out some of the free games that teach you FOREX on the internet . They give you a great overview of how the market works which will be very useful for you.

At a price of just $77 this is a great little investment for anybody prepared to work and wants to learn to trade FOREX. It has a 60 day money back guarantee and I can tell you that after 60 days you will know if this is is the product for you .

It is a proven system that works , simply look at Ray’s earnings from using it. It is certainly worth a look. During this current economic climate with many people wanting to earn a few extra dollars each month I would certainly recommend using this system

Posted in: Forex \ Tagged:

Every Business Should Have An Employment Attorney

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An employment attorney can represent your business if you are ever accused of discrimination or terminating someone for some unjust reason. It is not enough to simply hope that you will never have to deal with such a situation. People that lose their jobs for one reason or another are often bitter and looking to get even in some way. Don’t let your company be blindsided by unforeseen accusations. Be ready to defend your actions with the help of an employment litigation lawyer that has handled these types of cases in the past.

Your reputation as a legitimate enterprise could be on the line if someone accuses your company of treating employees unfairly. It doesn’t matter if the situation in question has to do with wages, confidentiality agreement violations, or some disciplinary action. An employment attorney can review the corresponding labor and employment laws and your current practices to advise you. In most cases, there are surveillance tapes, time clock records, and other pieces of evidence that can be used as part of your defense case. Just be sure that you make these items available to your lawyer for review. He or she will know which records are relevant to the issue at hand.

In many cases, your employment attorney can meet with the lawyer representing the other party and settle the case before it even makes it to court. There is really no need for expensive legal battles to drag on, especially if your company can present evidence that challenges the legitimacy of the person’s claim. Lawyers, no matter which side they are on, want to resolve all matters as quickly and amicably as possible. That is why it is nice to have a professional you can call when communication starts to break down. A professional with your interests in mind can maintain composure through any proceedings that an employer may find themselves in.

With all of these considerations in mind, it might be time to retain a legal representative you feel you can trust. Then, if a problem ever arises, you will only have to pick up the phone to obtain their services and get a matter resolved.

Does your business have an employment attorney? Portland, Oregon business owners can consult with one from Bullard Law. For more information, visit: http://bullardlaw.com.

Posted in: Employment \ Tagged: